Volvo Cars of Exeter Finance Center
Finance Your Next Volvo In Exeter
Volvo cars and SUVs are fantastic vehicles for both individuals and families. Not only are they known for their emphasis on safety, but they offer a great driving experience and their reliability is unmatched. It's no wonder so many drivers in Portsmouth prefer Volvo. If you're looking to purchase or lease one, contact our dealership for financing today.
With Scandinavian styling and top-notch engineering, Volvos offer an unbeatable product. However, your dream car might seem at first unaffordable. This is especially true if you've selected a higher level of trim or upgrades like a bicycle holder or roof box with LED lighting. Our finance department will be happy to help you. They are highly motivated and will work overtime to make a deal work. We regularly offer specials that make our vehicles even more attainable.
Auto Loans
Our finance center offers some of the lowest interest rates on the market. This will keep your monthly payments down. Alternatively, you may choose to go with a more expensive vehicle or higher trim levels.
Don't worry, we work with people with less-than-stellar credit scores. Our finance specialists are quite flexible and will be able to fine-tune a solution for you. Whether it's a low down payment or you want to pay off your loan as fast as possible, we can work towards your objectives.
Leasing Options
With luxury cars like Volvo, leasing is a popular option for Dover, NH area shoppers. It's easy to see why. You get to drive a new vehicle every few years. This is when vehicles are the most reliable and they're still under factory warranty, which translates into fewer inconvenient trips to the repair shop and more repairs covered by a warranty.
For a lease, the down payment and monthly payment are typically lower than with financing a purchase. This means you can afford a nicer car, or perhaps just more savings each month. For some, this might mean safety upgrades such as cutting-edge driver assistance technologies.
Auto Loans vs Leasing
Most auto loans typically last for four to six years while leasing is for two to four years. At the end of the lease, you have the option of returning it and possibly leasing another one or buying it.
If you're trying to keep your costs down, a car loan, in the end, is cheaper. The value of a car drops by a large percentage as soon as it is driven off the lot and rapidly depreciates at the beginning of its lifespan. However, after the initial depreciation, the value stabilizes somewhat and becomes equity for a trade-in or sale down the road.
With leasing, you generally can't customize your car or SUV. Some performance enthusiasts like to tune their cars or add custom parts. Leasing would not make a good option for them.
At the end of the lease, you must return the car in a good condition. If there are dents or scratches in the car, you'll have to pay extra. You might not want to lease if you expect your vehicle to take a beating in the course of your driving around the York, ME area.
There are mileage limits with leasing. If they're exceeded, expect to pay extra fees. Most people will fall well within limits, but if you're the type to go on a lot of road trips or if you drive a lot throughout the day, you might want to choose a car loan instead.
Contact Volvo Cars of Exeter Today
Our dealership offers both loans and leases to take care of all your financing needs. Check back frequently, as we offer limited-time specials. Our financial specialists will make sure you'll be able to drive your dream car. Contact Volvo Cars of Exeter and schedule a test drive today.
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